PROPERTY CALCULATORS
What could your
monthly payment look like?
Mortgage Payment Calculator
Compare a home price, down payment, and fixed interest rate to estimate your monthly housing costs. Entries are processed in this page and are not submitted or saved by the calculator.
An estimate, not a loan quote. Enter an interest rate from your lender, not APR. This tool models a fixed-rate, fully amortizing loan with monthly payments. Taxes, insurance, and fees can change; actual lender payments and rounding may differ.
How your loan balance changes
Annual totals for scheduled principal and interest payments. Year 1 means the first 12 monthly payments, not a calendar year.
| Loan year | Principal paid | Interest paid | Ending balance |
|---|
Calculated without rounding each monthly payment; lender rounding may change the last payment slightly.
Compare the whole monthly cost
Principal and interest repay the loan. Property taxes and insurance are additional housing costs, whether paid through escrow or separately. HOA dues are often paid separately as well. Ask your lender about mortgage insurance and compare the written Loan Estimate.
This calculator does not model adjustable-rate loans, balloon payments, interest-only periods, buydowns, or lender eligibility.
Learn more from the CFPB: What is PITI? · Principal and interest vs. total payment.
Selling an investment property? Explore the 1031 calculator →